What insurance company is best for the “Infinite Banking Concept?"

There are few companies left in the world that meet the requirements.  We represent five of the very best companies so we can serve your needs for IBC.  Watch our video "What Company?" to find out more.  

With our coaching it's possible for you to have cash value to work with within 30 days of your policy purchase.  Here's what one of our clients had to say: "Thank you.  That was painless and easier than I thought." 

What if I already own a life insurance policy?

Contact us and one of our coaches will help you find out if your existing policy will work for your IBC needs. 

Why isn’t everybody else doing this?

What is everybody else doing? Most Americans are in debt. It’s clear that "what everybody else is doing" isn’t a model objective for those who want to control their financial future. If your goal is to be like everybody else, this concept isn’t for you.  See our video series on "An Introduction to the Infinite Banking Concept" where we talk about what everyone else is doing and why the Infinite Banking Concept is different.

Where do I get the money to pay the premium?

From what you are saving right now.  Or if you're not saving right now:
   1. Check out our video "The Rest of the Story"
   2. Read The Richest Man in Babylon by George Clason

Can I practice IBC without buying life insurance?

Yes you can perform the banking process with money under your mattress, a savings account and other financial implements, but you'll lose a lot of money.  To see why play the IBC Game

Am I too old?

Many clients who would be considered uninsurable or “too old” by conventional standards are using the Infinite Banking Concept.  Watch this video of One of Our Clients Who's in His 80's

Can IBC help me?

Only if you want it to.  This concept can work with anyone who presently spends money, but it takes Desire, Dicsipline and Determination.  The results are well worth it!  See our video "Wealth Generation"

"I can get a better rate of return on ______"

This isn't about rates of return, but rather the time value of money.  As a process the Infinite Banking Concept puts you in control of your financial wealth. The possibilities are truly infinite.  Watch the video "Think Both!" in our video series "An Introduction to the Infinite Banking Concept"

What if I’ve got a Qualified Retirement Plan?

All financial plans, except the Infinite Banking Concept, require you to give up the control of your money today for a potential rate of return.  With IBC you control your money to produce greater wealth for both today and tomorrow.  Watch our videos "Qualfiied Plans compared to Whole Life Insurance and the Infinite Banking Concept" and "Seed or Harvest" (a presentation by Neil Denman CPA at a Life Benefits Wealth Workshop.)